MONEY MOVES MALAYSIA

The Million-Ringgit Myth: Why 'Living Below Your Means' Could Be Keeping You Poor! Introduction Let me ask you something: When was the last time you felt truly financially secure? 'Live below your means' — a phrase often hailed as the cornerstone of financial wisdom. But is this advice genuinely helpful, or does it serve as a mechanism to keep the rich richer and the poor trapped in a cycle of struggle? While many praise its practicality, some argue it distracts from systemic inequalities and hinders financial growth.  Imagine this: you wake up, go to work, stay late, come home exhausted, watch some TV, and go to bed — only to wake up the next day and do it all over again. If the routine stops, so does your income.   You barely have savings, your living expenses feel overwhelming, your salary doesn’t seem enough, and you're juggling credit card debt. Maybe you’ve taken out a student loan, believing education would lead to financial freedom, but instead, you’re stuck...

5 WAYS TO BEAT INFLATION IN MALAYSIA Welcome to our guide on beating inflation in Malaysia Inspired by our previous blog, Protecting Your Retirement Against Inflation in Malaysia's Economy , this post dives deeper into practical, everyday strategies to keep your finances in check amidst rising costs. Whether you’re a seasoned planner or someone with absolutely no financial background, we’ve outlined simple, effective tips that anyone can adopt to safeguard their money and stay ahead of inflation. Let’s explore how you can take control of your finances and secure your future in an ever-changing economy! You can also watch it in YouTube video the content of this blog at: But before we talk about those ways, let’s first understand what we mean by beating inflation. Beating inflation means finding ways to ensure that your money doesn’t lose its value over time. It’s about being proactive, making smarter financial decisions and staying ahead of rising costs. Now, let’s take a step back ...