MONEY MOVES MALAYSIA

❓ Question: If you already have Life, Critical Illness (CI) and Health Insurances (LIVE), do you still need a Personal Accident (PA) policy? Isn’t LIVE enough? You can also watch it here, to know the answer: 👇  ✅ Answer: That’s a great question — and one that reveals a common misunderstanding about insurance coverage. While LIVE (Life, Critical Illness, and Health Insurance) plans are crucial for comprehensive protection, they do not cover all accidental outcomes  — especially partial disabilities or injuries . This is exactly where a Personal Accident (PA) plan becomes essential. Let’s explore why: 🔍 1. PA Covers What LIVE Doesn’t: PA insurance offers specific payouts for accidental injuries and losses , many of which would not be claimable under traditional LIVE policies. For example, loss of sight in one eye due to an accident is payable under a PA policy . But under life insurance, the Total Permanent Disability (TPD) benefit only pays if there is perman...

Your Roadmap to Financial Success: The Power of an Investment Plan Introduction: Investing can be a powerful tool to grow your wealth over time. However, it's important to approach investing with a clear strategy and a solid understanding of the risks involved. Discover the importance of investing for financial success, understand the associated risks, and learn strategies to manage them effectively, empowering you to invest with confidence. Click here to learn more. Investment: A process aimed to make money using money, passively Investing: A Personalized Journey Investing is a journey that’s as unique as each individual, shaped by personal financial goals, risk tolerance, and time horizon. Whether you’re a seasoned investor or just taking your first steps, it’s essential to recognize that no two investment paths are identical. In Malaysia, where the dream of quick, substantial returns often leads many astray, this individuality becomes even more critical.  A common pitfall for M...