MONEY MOVES MALAYSIA

Simple Steps To Never Worry About Money Again: Your Essential Financial Guide in Malaysia You can watch it in YouTube video, the summary of the blog in the form of conversation, where the audio is created using Google’s NotebookLM instead of reading the blog: Blog Starts Here: Worrying about money is a common stressor, and in Malaysia's current economic climate, it's understandable to feel anxious about finances. However, achieving financial peace of mind isn't about magically acquiring a fortune overnight. It's about building sustainable habits and making smart decisions with your ringgit. This guide outlines simple yet powerful steps you can take to gain control of your finances and build a secure financial future in Malaysia. 1. Spend Less Than You Earn: The Foundation of Financial Freedom This might seem obvious, but it’s the cornerstone of sound financial management. If you consistently spend more than you bring in, you'll perpetually be in a financial hole. He...

10 Habits That Can Keep You Poor in Malaysia You can watch it in YouTube video, the summary of the blog in the form of conversation (podcast) where the audio is created using Google’s NotebookLM instead of reading the blog: While achieving financial success takes time and effort, certain habits can keep you stuck in financial hardship. As Malaysia progresses towards becoming an ageing nation, with rising living expenses and healthcare costs, it's important to recognise that financial mismanagement early on can have long-term consequences. Below are 10 habits that can trap you in a cycle of poverty, and understanding them can help you make better financial choices. 1. Buying Things You Can’t Afford One of the quickest ways to stay poor is by consistently buying things you can’t afford, especially through credit. Malaysians often fall into this trap with car loans, considering only the monthly instalments while overlooking the hidden costs like fuel, maintenance, and repairs. Add to ...