MONEY MOVES MALAYSIA

5 WAYS TO BEAT INFLATION IN MALAYSIA Welcome to our guide on beating inflation in Malaysia Inspired by our previous blog, Protecting Your Retirement Against Inflation in Malaysia's Economy , this post dives deeper into practical, everyday strategies to keep your finances in check amidst rising costs. Whether you’re a seasoned planner or someone with absolutely no financial background, we’ve outlined simple, effective tips that anyone can adopt to safeguard their money and stay ahead of inflation. Let’s explore how you can take control of your finances and secure your future in an ever-changing economy! You can also watch it in YouTube video the content of this blog at: But before we talk about those ways, let’s first understand what we mean by beating inflation. Beating inflation means finding ways to ensure that your money doesn’t lose its value over time. It’s about being proactive, making smarter financial decisions and staying ahead of rising costs. Now, let’s take a step back ...

Protecting Your Retirement Against Inflation in Malaysia’s Economy The effect of inflation to retirement fund In Malaysia, many people are waking up to a harsh reality: inflation is eating away at their retirement savings , leaving them with much less than they had anticipated. What many don't realize, however, is that this problem has deeper roots—roots that stem from a lack of financial education and poor decision-making . For years, the Employees Provident Fund (EPF) has been the cornerstone of retirement savings for Malaysians, but in the face of inflation, the value of money saved in EPF has significantly diminished, making it less effective in securing a comfortable retirement. This issue is compounded by inflation , which not only erodes the purchasing power of money but also contributes to the rising costs of living. Together, they form a perfect storm, leaving many Malaysians vulnerable to a retirement disaster. How to beat inflation in Malaysia The content of this blog i...

2025 Rising Cost of Medical Insurance: What Every Malaysian Should Know Looking into revising medical insurance Table of Contents 1. Introduction    - Overview of the upcoming medical insurance changes      - Why this topic matters to Malaysians   2. What Is Driving the Premium Hike in 2025?    - Understanding medical inflation      - The impact of high claim ratios on insurance costs   3. How Will These Changes Affect Malaysians?    - Increased premiums: What to expect      - Implications for families, individuals, and businesses   4. The Debate Around Medical Premium Hikes    - Key arguments from industry experts      - Public concerns shared on social media and in the news   5. Government and Industry Responses       - Are there any measures to mitigate the impact?      - The role of the...

Are You Planning to Buy Your First House in 2025? Here's How You Can Save Big! Here’s a YouTube video created based on this blog. Watch it for a simpler and clearer understanding! Summary: This blog post details Malaysian government incentives for first-time homebuyers in 2025. Two key programs are highlighted: the Skim Jaminan Kredit Perumahan (SJKP) , a loan guarantee scheme for those with irregular incomes, and tax relief for the interest portion of home loans, up to RM7,000 annually depending on the property price. The post explains the eligibility criteria and application processes for each incentive, emphasizing the government's commitment to affordable and accessible housing. Finally, the post provides practical next steps for readers interested in utilizing these programs. Applying loan for first home Are you planning to buy your first house in 2025? Congratulations! Owning your first home is a major milestone. While it might feel overwhelming at times, Malaysia’s 2025 ...

Build a Stunning Website in 10 Minutes Starting From RM3.19 A Month! Create your very own website, yourself using just your smart phone for a few ringgit a month. Almost anyone can do it, for it is completely beginner friendly. How to Create a Website Using AI in Less Than 10 Minutes with Hostinger using just your smart phone! Having a website is no longer expensive or difficult to manage. Thanks to advances in technology and tools like AI, even complete beginners with no prior experience can create a professional-looking website in just minutes. And it gets better—you can start for as little as RM3.19 a month .  Here’s how you can create your own website using Hostinger and enjoy a 20% discount by using this link. Let’s dive in! Step-by-Step Guide to Create Your Website in Under 10 Minutes 1. Go to Hostinger Start by clicking this link to enjoy 20% off on your hosting package. This will take you to Hostinger’s homepage. 2. Choose a Hosting Plan - If you’re just starting, the Sin...

How to Grow Your Income and Build a Business in 2025 You can create your own website using just your phone, in under 10 minutes Breaking Barriers: Growing Beyond Savings with Business Ideas for 2025 Reducing expenses is a critical step in achieving financial stability, but it has its limits. At some point, there’s only so much you can cut back on before savings plateau. To truly grow your wealth, your income must increase, and that requires change. As the saying goes, you can’t expect different results by doing the same thing. In line with this, we’ve outlined 25 innovative business ideas for 2025 in Malaysia that require little to no capital  or watch it in YouTube below: While these ideas present exciting opportunities, it’s important to note that starting a business comes with no guarantees of success. In fact, many startups fail miserably.   Why Startups Fail   One of the main reasons new businesses struggle is a lack of effective marketing. Even if your product or se...

Your Roadmap to Financial Success: The Power of an Investment Plan Introduction: Investing can be a powerful tool to grow your wealth over time. However, it's important to approach investing with a clear strategy and a solid understanding of the risks involved. Discover the importance of investing for financial success, understand the associated risks, and learn strategies to manage them effectively, empowering you to invest with confidence. Click here to learn more. Investment: A process aimed to make money using money, passively Investing: A Personalized Journey Investing is a journey that’s as unique as each individual, shaped by personal financial goals, risk tolerance, and time horizon. Whether you’re a seasoned investor or just taking your first steps, it’s essential to recognize that no two investment paths are identical. In Malaysia, where the dream of quick, substantial returns often leads many astray, this individuality becomes even more critical.  A common pitfall for M...