MONEY MOVES MALAYSIA

Protecting Your Retirement Against Inflation in Malaysia’s Economy The effect of inflation to retirement fund In Malaysia, many people are waking up to a harsh reality: inflation is eating away at their retirement savings , leaving them with much less than they had anticipated. What many don't realize, however, is that this problem has deeper roots—roots that stem from a lack of financial education and poor decision-making . For years, the Employees Provident Fund (EPF) has been the cornerstone of retirement savings for Malaysians, but in the face of inflation, the value of money saved in EPF has significantly diminished, making it less effective in securing a comfortable retirement. This issue is compounded by inflation , which not only erodes the purchasing power of money but also contributes to the rising costs of living. Together, they form a perfect storm, leaving many Malaysians vulnerable to a retirement disaster. How to beat inflation in Malaysia The content of this blog i...

2025 Rising Cost of Medical Insurance: What Every Malaysian Should Know Looking into revising medical insurance Table of Contents 1. Introduction    - Overview of the upcoming medical insurance changes      - Why this topic matters to Malaysians   2. What Is Driving the Premium Hike in 2025?    - Understanding medical inflation      - The impact of high claim ratios on insurance costs   3. How Will These Changes Affect Malaysians?    - Increased premiums: What to expect      - Implications for families, individuals, and businesses   4. The Debate Around Medical Premium Hikes    - Key arguments from industry experts      - Public concerns shared on social media and in the news   5. Government and Industry Responses       - Are there any measures to mitigate the impact?      - The role of the...

Are You Planning to Buy Your First House in 2025? Here's How You Can Save Big! Here’s a YouTube video created based on this blog. Watch it for a simpler and clearer understanding! Summary: This blog post details Malaysian government incentives for first-time homebuyers in 2025. Two key programs are highlighted: the Skim Jaminan Kredit Perumahan (SJKP) , a loan guarantee scheme for those with irregular incomes, and tax relief for the interest portion of home loans, up to RM7,000 annually depending on the property price. The post explains the eligibility criteria and application processes for each incentive, emphasizing the government's commitment to affordable and accessible housing. Finally, the post provides practical next steps for readers interested in utilizing these programs. Applying loan for first home Are you planning to buy your first house in 2025? Congratulations! Owning your first home is a major milestone. While it might feel overwhelming at times, Malaysia’s 2025 ...