Posts

Showing posts with the label retirement

THE SWEET LIE OF PROPERTY INVESTMENT

Image
THE SWEET LIE OF PROPERTY INVESTMENT! Are You Digging Your Own Financial Grave? Owning a property is a dream for many young individuals who aspire to have a place to call home—a space to live with their family and enjoy a fulfilling lifestyle. However, this highly sought-after dream has often led people into the shadows of financial instability, creating a significant strain on their finances. Many fail to recognize the damage their costly dream inflicts on their portfolio. They continue to live in a state of denial, perceiving the house they reside in as an asset and a worthwhile investment. The belief that 'the bigger, the better' is widespread, with some taking pride in the idea that their lifetime earnings are justified by owning their dream home. When Dreams Become Burden However, some dreams are better left as dreams. The desire to own a home often overshadows the practical realities of financial responsibility. While it may symbolize success and stability, blindly pursui...

SIMPLE STEPS TO NEVER WORRY ABOUT MONEY AGAIN: YOUR ESSENTIAL FINANCIAL GUIDE IN MALAYSIA

Image
Simple Steps To Never Worry About Money Again: Your Essential Financial Guide in Malaysia You can watch it in YouTube video, the summary of the blog in the form of conversation, where the audio is created using Google’s NotebookLM instead of reading the blog: Blog Starts Here: Worrying about money is a common stressor, and in Malaysia's current economic climate, it's understandable to feel anxious about finances. However, achieving financial peace of mind isn't about magically acquiring a fortune overnight. It's about building sustainable habits and making smart decisions with your ringgit. This guide outlines simple yet powerful steps you can take to gain control of your finances and build a secure financial future in Malaysia. 1. Spend Less Than You Earn: The Foundation of Financial Freedom This might seem obvious, but it’s the cornerstone of sound financial management. If you consistently spend more than you bring in, you'll perpetually be in a financial hole. He...