MAKE RM5,000 A MONTH IN PASSIVE INCOME - HERE'S HOW!

Make RM5000/Month in Passive Income – Here’s How!

Have you ever wondered what it would be like to earn money while you sleep? Imagine having an income stream that continues to generate cash without you having to go work and earn it. That’s the power of passive income! 

If you're new to passive income, I highly recommend watching my YouTube video explaining what passive income is and why it’s important before diving into this guide. You can watch it here:

What is Passive Income and Why It’s Important 👉

Have you watched the video? If so, you now understand why passive income is not just an option, but a necessity.  

Many of us enjoy what we do, but the reality is that we won’t always be able to work. As we age, our strength and ability to earn an income may decline. Rapid advancements in technology, like Artificial Intelligence (AI), could make certain jobs obsolete. Unexpected events such as job loss, economic downturns, or disability could also cut off our main source of income. If we rely only on active income—where we trade time for money—we risk being trapped in a never-ending cycle of working just to survive.  

Another major limitation of active income is that it has a cap—it’s directly tied to our time and capacity. We can only work so many hours a day, which means there’s a limit to how much we can earn. This creates a dead end when we try to grow our income further.  

This is where passive income becomes the solution. Unlike active income, passive income isn’t dependent on our time, effort, or ability to work. Instead, it allows us to either build automated systems that generate income or invest our savings to grow wealth.  

If we don’t find a way to generate passive income, then retirement will remain just a dream. True financial freedom happens when passive income covers our expenses, eliminating the need to work for a living. That’s when retirement becomes a choice, not a struggle.  

Do you see why Passive Income is essential for Financial Freedom?

In this post, we will continue from where that video left off and explore how you can make RM5000 per month in passive income. Whether you’re just getting started or looking to add more income streams, keep reading because you don’t want to miss this.

How to Make RM5000/Month in Passive Income

👉 Step 1: Set Your Passive Income Goal

Before diving into passive income ideas, let’s break down what RM5000 per month means in terms of investment and effort.

📌 RM5000 per month = RM60,000 per year.  

📌 To achieve this, you may need multiple streams of passive income.  

📌 The key is to start small and grow over time.  

Now, let’s explore five powerful passive income ideas that can help you reach this goal.

5 Passive Income Ideas That Work in Malaysia

1️⃣ Dividend Stocks & REITs

Investing in high-dividend Malaysian stocks and Real Estate Investment Trusts (REITs) can generate consistent passive income. Companies like Maybank, Public Bank, or KLCC REIT pay out dividends regularly. 

📌 Example: If you invest RM100,000 in dividend stocks with a 5% yield, you’ll receive RM5000 per year (or RM416 per month).  

📌 Start with RM1000-RM5000, reinvest dividends, and grow your portfolio over time.

2️⃣ Rental Income

Owning rental property or even renting out a room can generate passive income.

📌 Example: Renting out a room in Kuala Lumpur can earn you RM1000/month, covering 20% of your RM5000 goal.

📌 Even if you don’t own property, you can explore Airbnb subletting or renting extra space in your home.

3️⃣ Selling Digital Products (E-books, Online Courses, Printables)

One of the best ways to make money without ongoing work is by selling digital products like e-books, online courses, or printables.

📌 Example: Selling an e-book for RM50 and getting 100 sales per month = RM5000/month.  

📌 Platforms like Gumroad, Udemy, or Etsy make selling digital products easy.

4️⃣ YouTube & Blogging (Ad Revenue + Affiliates)

Starting a YouTube channel or a blog can create long-term passive income through ad revenue, sponsorships, and affiliate marketing.

📌 Example: A YouTube channel with 100,000 views per month can earn RM2000-RM5000 from ads.  

📌 Even faceless YouTube channels can work!

5️⃣ Affiliate Marketing & Referral Programs

Affiliate marketing allows you to promote products or services and earn commissions per sale or sign-up.

📌 Example: Investment apps like StashAway or Versa offer referral bonuses.  

📌 If each referral earns you RM10, and you get 100 sign-ups per month, you’ve reached RM1000!

How to Get Started Today

✅ Pick 2-3 passive income streams that match your skills and interests.  

✅ Start small and reinvest your earnings to grow your income over time.  

✅ Stay consistent – passive income doesn’t happen overnight but pays off in the long run.  

Many people give up too soon on passive income because it isn’t always direct or straightforward. If it were that easy, we’d all be wealthy and retired by now! While passive income doesn’t require continuous effort to generate money, it doesn’t mean it’s free money 💰. It’s like planting a tree—you must nurture it first before it grows strong enough to bear fruit.

Kindly watch it below in the YouTube shorts below: 👇

Final Thoughts

Passive income isn’t a get rich quick scheme, but it’s a real way to achieve financial freedom. If you’re serious about making RM5000 per month in passive income, take action today!

Which passive income idea will you try first? Comment below and let’s discuss!  

My Affiliate Links:

If you found this helpful, check out my affiliate links as per follows:

These have made a big difference in my financial journey, and I hope they can help you too!

I have already verified if they are registered with Securities Commission (SC) of Malaysia, a regulating body for Malaysian capital market.

1. Moomoo (Investing Made Easy)

- I use Moomoo for trading stocks, REITs and ETFs — it’s user-friendly, has zero commission fees (for first 6 months) and offers powerful tools for beginners and experienced investors alike. Sign up using my link to enjoy welcome bonus up to RM1,800! Min deposit applies: https://shorturl.at/ulfhD

2. Versa (Savings and Investments)

- Versa is my go-to app for easy savings and low-risk investments. It’s perfect for building an emergency fund or saving for short-term goals. Use my link to get started and we both will enjoy a RM10 each, when you deposit a min of RM100: https://download.versa.com.my/1bAf/referral?deep_link_value=YWY9S7JW

3. StashAway (Robo-Advisory)

- For hassle-free investing, I trust StashAway. Their robo-advisor creates personalized portfolios based on your risk tolerance and financial goals. Sign up with my link to enjoy free management fees for up to RM30,000 for 6 months: https://www.stashaway.my/referrals/81ed0bba

4. Luno (Cryptocurrency)

- For cryptocurrency investments, I use Luno. It’s secure, easy to use, and perfect for beginners looking to explore Bitcoin, Ethereum, and other cryptocurrencies. Sign up with my link to get a bonus when you trade a min of RM250 (Luno exchange is not included). We both will get RM50 free Bitcoin: https://www.luno.com/invite/5V6ZV4

5. Ria by ASNB (Robo-Advisory)

- Ria by ASNB is another great robo-advisor I use for automated investing. It’s designed to help you grow your wealth with low fees and a user-friendly platform. Start investing today using my link and we both will enjoy a RM10 each when invest a min of RM100, using my code: E00PFS

i) iOS: https://apple.co/3RrjQF8

ii) Android: https://bit.ly/myasnb-android

iii) Huawei: https://bit.ly/myasnb-huawei

These tools have helped me take control of my finances, and I highly recommend them to anyone looking to save, invest, or manage their money better. If you’re ready to start, click the links above to sign up and enjoy exclusive bonuses or discounts!

Disclaimer:

Some of the links in this description are affiliate links, which means I may earn a small commission if you sign up or make a purchase through them. This comes at no extra cost to you and helps support the channel. Thank you for your support!